Innovation, development and progress. Crypto hasn’t stopped on any of these fronts, and continues to advance in 2025.

Here are some of the new banking services built on crypto that are being predicted for this year.

Crypto Custody Services:
Analysts predict four of the world’s largest banks will start to offer crypto custody this year. Galaxy Research believes BNY Mellon, State Street, JPMorgan Chase and Citi will offer digital asset services. Combined, the four hold more than $12 trillion in assets under management.

Stablecoins as Global Payment Rail:
Stablecoins have already shown their benefits while highlighting the weaknesses of traditional payment systems (speed, transparency and accessibility). They are now expected to rise further as a global payment method for individuals and surpass $8 trillion in volume this year.

Central Bank Digital Currencies Integration:
The work on CBDCs will gain even more traction in 2025. The U.S. is exploring potential for a digital dollar, and the European Central Bank (ECB) continues with its retail digital euro project. Precise dates for launch and integration remain unclear, but significant progress will roll on in 2025 meaning banks will need to adapt their services for future integration.

Crypto-enabled 401(k) Plans:
In the U.S. for example, the government’s Department of Labor is expected to relax guidance against crypto in retirement fund plans. This would be a significant step and help modify institutional approaches to how crypto can be securely integrated into investment and savings portfolios.

The descriptions provided above are all based on publicly available information, and cannot be considered as financial advice or encouragement to invest. Sources of information used in this post include Deutsche Bank, Fintech Finance News and Brady Martz. All transactions involving digital assets involve certain risks, which you should familiarize yourself with prior to any investment.