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              COMPLAINTS HANDLING POLICY

              How to make a complaint

              If you have a concern and need to get in touch with us, you can reach out in one of the following ways:

              • Using our online form - Fill out the form below for a quick response.
              • By email  – Contact us at support@teroxx.eu.

              We aim to resolve issues as quickly as possible. To help us assist you efficiently, please provide the following
              details:

              • Your full name
              • The phone number and email address linked to your account
              • A clear description of the issue
              • When the problem started
              • How you would like us to resolve the matter

              We will review your complaint and respond to you via email. Communication will be in English or Lithuanian unless stated otherwise.

              Irrespective of the above, you always have the right to approach the out of court dispute resolution authorities mentioned below in relation to any complaint about our service. You also have the right to apply to any competent court if you think we have breached the law.

              If you’re unhappy with our service, we’ll try to put things right

              We always do our best, but we realise that things sometimes go wrong. If you have a complaint, please contact us. We will accept and consider any complaint sent by you to us. Our final response to your complaint, or a letter explaining why the final response has not been completed, will be provided to you within 15 business days after your complaint has been made, and in exceptional circumstances, within 35 business days (and we will let you know if this is the case).

              Out of court dispute resolution authority for complaints related to financial services

              If you are unhappy with how we have dealt with your complaint, you can refer it to the Bank of Lithuania within 1 (one) year of the date you sent us your complaint. In this case the Bank of Lithuania would act as an out of court dispute resolution authority dealing with disputes between consumers and financial service providers.

              Their address is: Žalgirio str. 90, 09303 Vilnius, the Republic of Lithuania. You can find more information on their website.

              Should you wish to have a possibility to apply to the Bank of Lithuania as to the out of court dispute resolution authority, then you shall make your complaint to us within 3 (three) months from the day that you found out or should have found out about the alleged violation of your rights or legitimate interests arising from agreement with us.

              Examination of the complaint at the Bank of Lithuania is free of charge.

              The out of court dispute resolution authority for consumer disputes not related to Bank of Lithuania competences is the State Consumer Rights Protection Authority.

              Their address is: Vilniaus St. 25, 01402, Vilnius, the Republic of Lithuania. You can find more information on their website

              Out of court dispute resolution authority for complaints related to processing of personal data

              You have the right to make a complaint to the State Data Protection Inspectorate (SDPI), the Lithuanian supervisory authority for data protection issues.

              Their address is: L. Sapiegos St. 17, 10312, Vilnius, the Republic of Lithuania; e-mail: ada@ada.lt.

               

              Make a complaint